Commercial Insurance Healthcare • Life • Cyber • Property • Worker's Compensation • General Liability • Professional Liability • Umbrella • Commercial Auto • Disabilty


Businesses today are dependent on their technology. If your backup fails, how will your company recover from the losses? We have the answer. Margeson Insurance Agency can help you take steps to protect your data. If recovery from a potentially devastating cyber disaster, out team can help keep your business moving forward. New or established business? Let our team provide you with the coverage to protect you.


Margeson Insurance Agency will assess your business property and provide a policy suited to your company’s need. We believe in providing a custom-tailored solution with deductibles you’re comfortable with. We’ll ensure complete protection in the event of a loss, including equipment, office contents, computers, and any property needed for your business.

Workers Compensation

In the event that an employee suffers from work-related injury or illness, rest assured that your policy is state compliant. Coupled with New York State disability, we’ll ease the pain of medical bills, rehabilitation, and lost wages. At Margeson Insurance Agency, servicing this type of policy is essential. We offer payroll reviews so that you can avoid audit disasters.

General Liability

Protect yourself and your business. Margeson Insurance Agency will help you understand the risks and statutory limits for your business. We'll , review sales, and will help you clearly define your insurance requirements. Every business is different, and your policy should reflect that. We’ll work one-on-one with you to provide you with the coverage you need.

Professional Liability

Mistakes happen. Be sure that you are protected against errors in your professional career. Professional liability insurance helps protect professional advice and service-providing individuals and companies from bearing the full cost of defending their actions in the event of a lawsuit.


Don't leave gaps in your insurance coverage. Umbrella insurance for businesses provides the security of knowing that all your bases are covered. By adding umbrella insurance, you gain extra coverage for your business assets in case the commercial insurance has been exhausted.

Health Care

Health care options offered by Excellus and the New York State Health Exchange. We provide competitive comparisons for all types of companies along with dental and eye care coverage. We reviewing employee census of each company to decide on unique programs for each client.

Life Insurance

Offering life insurance options in partnership with American Business, a life insurance resource firm specializing in working with high end investment accounting, legal and risk management firms. Our goal is to offer our business client the option for buy-sell agreements, key man contracts and business continuation options.

Group and Individual Disability

Coverage for companies or individuals that require disability replacement income in the event of a non-work-related injury. Benefits to replace income for 0-26 weeks or to age 65.

Commercial Auto

Coverage for vehicles owned and operated by companies or individuals utilized for business purposes. Including physical damage and liability for damage to your vehicle or vehicles of others, including long haul, short haul, construction, livery and service vehicles.